FACTS

WHAT DOES CBW BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and credit history
• Account balances and transaction or loss history
• Other information about your transactions and accounts

When you are no longer our customer, we continue to share your information as described in this notice.

Questions?

Call 785-336-5315

Who is providing this notice?

CBW Bank

How does CBW Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CBW Bank collect my personal information?

We collect your personal information, for example, when you:

• open an account or deposit money
• pay your bills or apply for a loan
• use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

How does CBW Bank collect my personal information?

Federal law gives you the right to limit only:

• sharing for affiliates' everyday business purposes – information about your credit worthiness
• affiliates from using your information to market to you
• sharing for non-affiliates to market to you

Individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

CBW Bank does not share with our affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

CBW Bank does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

CBW Bank doesn't jointly market.